Regulatory-Capital Simplification
Following a more limited proposal to extend the transition to certain provisions in the U.S. version of the Basel III capital rules, the federal banking agencies have followed through on the promise in that NPR also to propose more general changes to the U.S. risk-based capital framework. Although ostensibly focused only on community banks, these changes – like those proposed before – affect all U.S. banking organizations that have not elected or been required to adopt the advanced approach to credit risk-based capital.

CAPITAL219.pdf