FRB-NY: Rules Make a Credit-Underwriting Difference
The Federal Reserve Bank of New York’s blog today includes a post concluding that rules after the great financial crisis in 2007 had less impact on credit underwriting than economic factors, risk tolerances, and other “real” factors.

Senate Democrats Tackle “Banking While Black”
Continuing their pursuit of legislative avenues to ensure equitable access to financial services, Senate Banking Democrats today introduced S. 4801, the Fair Access to Financial Services Act.