National Bank Real-Estate Powers
Continuing the OCC’s recent actions to expand national-bank powers into unprecedented arenas, the OCC has now proposed major liberalization of the ways in which federally-chartered organizations may use commercial real estate owned as bank premises.  Significant amounts of space could also be leased to third parties within the parameters of bank use as long as the facility provides an amenity also to bank staff.  Coffee shops or other premises used for bank purposes (e.g., marketing) would also be considered permissible, widening the scope still further for acquiring or holding real estate for an array of uses as long as bank operations are part of them.