The Federal Reserve has finalized a revised RFI rating system for large BHCs and certain S&LHCs, building on an earlier proposal to craft a special LFI rating but now imposing these standards above $100 billion to reflect the higher thresholds set earlier this year in EGRRCPA. Intermediate holding companies (IHCs) with $50 billion or more are also covered, reinforcing the different approach the Fed is likely to take to IHCs when it and the other agencies impose new supervisory thresholds on foreign banks.  Reflecting also its increased attention to tailoring, the new rating standards do not apply to smaller regional or community banks.

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