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Issues In Focus
The latest in-depth FedFin analysis on breaking strategic challenges and critical policy question.
Financial Services Alert
This analytical service is a battery of alerts and analyses that keep senior management up to the minute on federal developments that affect strategy and the bottom line.
Financial Services Management
Financial Services Management is the analytical resource for senior management. Sharp and concise, it provides detailed discussions of the implications of a wide range of federal actions.
GSE Activity Report
GSE Activity Report is the only analytical service so objective that the GSEs and their harshest critics, as well as the government and investors, all rely on it.
Expert Analysis and Testimony
Federal Financial Analytics managing partner Karen Petrou has on a selective basis agreed to serve as an expert witness in litigation germane to matters such as director-and-officer liability related to regulatory requirements, the manner in which financial institutions are resolved, and the role forward-looking regulatory planning plays in M&A transactions, contractual matters, and related corporate actions.
Engine of Inequality, by Karen Petrou
The first book to reveal how the Federal Reserve holds the key to making us more economically equal, written by an author with unparalleled expertise in the real world of financial policy.
Following the 2008 financial crisis, the Federal Reserve’s monetary policy placed much greater focus on stabilizing the market than on helping struggling Americans. As a result, the richest Americans got a lot richer while the middle class shrank and economic and wealth inequality skyrocketed. In Engine of Inequality, Karen Petrou offers pragmatic solutions for creating more inclusive monetary policy and equality-enhancing financial regulation as quickly and painlessly as possible.
“Petrou’s book uncovers a hidden engine of our skyrocketing inequality: financial-policy. In an accessible and engaging prose, Petrou takes us through the inner workings of monetary policy at the Fed and financial regulations, how they’ve made inequality worse and how they could instead be retooled to take us to a more equitable future. A novel look at the problem of inequality and bold ideas to help resolve it. A must read.”—Emmanuel Saez, Professor of Economics at the University of California Berkeley and author of The Triumph of Injustice
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Industry Expert
Federal Financial Analytics (FedFin) is a Washington-based financial services-consulting firm that has for decades attracted a high-powered clientele in Washington, on Wall Street, and among global central bankers. Since 1985 FedFin has provided a unique blend of analysis and strategic advice on public policy, regulatory, and legislative issues for industry and governmental clients doing business in the U.S. and abroad.
A proprietary think-tank for its clients, FedFin reviews critical federal and global policy developments in banking, insurance, asset management, and mortgage finance, analyzes them in great depth, and then advises clients on whether what they want can be made to work for them, within the policy environment and for the financial system. It is FedFin’s guiding principle to be an honest broker, and clients depend on the fact that the firm does not offer lobbying or any other services that could compromise its objectivity and independence.
As seen In:
In the News
American Banker, Monday, September 12, 2022
Progressives 'cautiously optimistic' as Barr agenda comes into focus By Kyle Campbell Changes are coming to the Federal Reserve's regulatory and supervision policy, just not the type of sweeping reform some had advocated and others had feared. Last week, Michael Barr gave his first speech since being sworn in as [...]
American Banker, Monday, August 29, 2022
As Fed goes full steam ahead on higher interest rates, banks brace for new normal By Kyle Campbell The Federal Reserve's target federal funds rate is as high as it has been in a decade and is unlikely to go any lower in the foreseeable future, Chair Jerome Powell said [...]
The Hill, Sunday, August 28, 2022
Black Americans feel disproportionate pain from high interest rates by Cheyanne M. Daniels and Sylvan Lane The federal government’s efforts to stanch inflation are disproportionately impacting Black Americans. The Federal Reserve has hiked interest rates in the hopes of cooling off a red-hot economy, but its actions are hitting Black [...]
Issues in Focus
The Vault
Karen Petrou: Nonbanks Win Big
As our in-depth reports detailed, Treasury took the President’s policy edicts to heart when crafting a new digital-finance policy for the U.S. Treasury could have ducked some hard decisions via laudatory rhetoric, but it chose instead to recommend specific policies that cut a new path to a U.S. CBDC and crypto regulation. Our reports detail key policy decisions and what’s soon to be done with them, but one warrants even [...]
FedFin on: Digital Asset AML/CFT Compliance
Treasury is seeking comments on issues raised by the President’s executive order (EO) on digital assets to guide further work curbing illicit-finance and national-security risks in this sector. The request includes no policy discussion beyond introductory comments about the risks identified in Treasury’s reports, but the range of questions suggests openness to at least some industry-supported compliance and reporting systems that ... The full report is available to retainer clients. [...]
FedFin on: The Cryptoverse Has A Big Black Hole
In this report, we follow our earlier analysis of Treasury’s CBDC recommendations and housing finance with an analysis of another Treasury report in response the President’s executive order focused on the overall construct of cryptoassets in the U.S. Treasury here makes its views even clearer than it did when favoring a CBDC. It simply sees no “natural use case” for... The full report is available to subscription clients. To find [...]