On Tuesday, President Obama will present a State of the Union Address important not only in its own right, but also as a shopping list for legacy issues for the President’s final term in office. As he and his advisers well know, if legislation doesn’t gain traction in 2014, its chances of passage before 2016 are slim.  Much in the speech will, as always, focus on foreign and defense policy, with this year’s talk also taking up the privacy and data-security concerns heightened by recent events.  But, income inequality will be a major talking point and, premised on a cure to it, we expect the President to focus on an array of financial-industry issues. Most important will be finalization of Dodd-Frank reforms that are a key legacy issue for the Obama Administration, but unfinished business will also be a top priority.  For what will the President ask?

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