The FDIC is seeking comment on a policy that, if implemented, would impose significant restrictions on private-equity firms or other non-traditional parties interested in acquiring failed banks held by the FDIC. Among other restrictions, the policy covers very stringent capital standards, cross-guarantees and activity limits designed to address both prudential and conflict-of-interest concerns the FDIC believes may arise when private-equity firms with non-banking activities or other unusual features control insured depository institutions.

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