#deposits

In conjunction with its proposal to take a far tougher stand on brokered deposits, the FDIC is seeking information on the configuration of U.S. bank deposits that cannot be discerned from current call report data.  If these data persuade the FDIC and other agencies to act, then call-report data could be far more extensive and impose greater market discipline, FDIC premiums could be redesigned, pressure would grow for reliance on core deposits and FHLB advances, and FDIC-coverage reform might gain renewed Congressional attention.

The full report is available to retainer clients. To find out how you can sign up for the service, click here and here.

 …